Progressive advertises that they are the company that will quote you their prices as well as quote you the prices of some of their competitors. This pitch is indeed true but Progressive kinds of skirts the issue a little bit. You see, in their quote, they list out four possible "levels" of Progressive insurance. Minimum, Economy, Choice, and Plus. Choice is the default and in our case it defaults to Policy Coverage's such as Bodily Injury and Property Damage that we did not enter in our initial quote. Our selections instead were located under the tab of Plus. When Progressive begins the comparison quote it automatically bases the comparison between another insurance company compared to the price in which it offered under the Choice tab. Again a price based off of selections in a quote that the system automatically selected for us overriding our initial selections.

 

Plus the comparison shopping module was a pain in the butt. After selecting that we wanted to receive a comparison comparing Progressive to Geico we were taken through up to four additional screens asking a whole slew of new questions including how far we drove to work, the percentage of how much I drove my car compared to my wife and vice versus with her Jeep, annual miles, if we had college degrees, etc., and once that was all done we were given a comparison of Progressive to Allstate. Progressive stated that Allstate's quote was around $2,500-$3,000 compared to their $818. Sounds a little fishy! Plus, I wanted a quote from Geico...not Allstate!

 

But honestly I didn't go to Progressive because they offer comparison insurance quotes. In my mind the only way to properly get such quotes is to actually take the time and effort and visit each insurance company and get such a quote from their respective online system or by calling a local representative.

 

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